Plain-language summary: Round To It is a personal finance tracking app. You can use it entirely offline with no account. If you create an account, you agree to these Terms. Marketing emails are always opt-in — we will never send them without your consent.
1. Acceptance of Terms
By downloading, installing, or using the Round To It mobile application or website (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.
These Terms apply to all users of the Service, including users who access the Service without creating an account.
2. Who We Are
Round To It is developed and operated by Round To It Dev ("we", "us", or "our"), based in Ontario, Canada.
Contact: hello@roundtoit.app
3. Description of Service
Round To It is a personal finance tracking app for Android that helps you log spending, build financial awareness, and track your habits. The Service is available in two modes:
- Offline Mode (default): All data is stored locally on your device. No account is required, and no personal information is collected by us.
- Cloud Account (optional): A free account allows you to back up and restore your data across devices using an encrypted cloud backup. Creating an account requires an email address.
Round To It is not financial advice. The app provides tools for personal tracking and awareness only. Nothing in the Service constitutes financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.
4. Account Creation and Authentication
Round To It accounts use magic link authentication — you sign in by entering your email address and tapping a link sent to that address. No password is ever created or stored.
- You are responsible for maintaining access to your registered email address
- You must be at least 13 years of age to create an account (at least 14 years of age if you are a resident of Quebec)
- You may only create one account per email address
- You are responsible for all activity that occurs under your account
If you suspect unauthorized access to your account, contact us immediately at hello@roundtoit.app.
5. Free Tier
The core features of Round To It are free, including unlimited transaction logging, categories, budgets, insights, streak tracking, and one manual cloud backup snapshot (with an optional cloud account).
6. Email Communications
Transactional Emails
By creating an account, you agree to receive the following transactional emails, which are necessary for account function and cannot be opted out of while your account is active:
- Magic link sign-in emails (sent only when you request one)
- Security notices related to your account
- Account deletion confirmation
Marketing Emails
We may send news and updates (new features, tips, and early access) to users who have provided express consent. Marketing emails are always optional and require your explicit opt-in. You may opt in during the sign-in / account creation flow or at any time in Settings → Account → Email Preferences.
You may withdraw consent at any time by using the unsubscribe link in any marketing email, by visiting roundtoit.app/account, or via Settings → Account → Email Preferences in the app. Withdrawal takes effect immediately.
We comply with Canada's Anti-Spam Legislation (CASL). Creating an account or downloading the app does not constitute consent to receive marketing emails.
7. User Data and Privacy
Your use of the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you agree to the collection and use of information as described in the Privacy Policy.
Your transaction data, categories, budgets, and other financial information belong to you. We do not sell your data to third parties. For full details on what we collect, how we use it, and your rights, please read our Privacy Policy.
8. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of any applicable laws or regulations
- Attempt to gain unauthorized access to any part of the Service or any other user's account
- Reverse engineer, decompile, disassemble, or attempt to extract the source code of the app
- Scrape, crawl, or otherwise extract data from the Service using automated means
- Interfere with or disrupt the integrity or performance of the Service
- Use the Service in any way that could damage, disable, or impair our servers or networks
9. Intellectual Property
The Round To It name, logo, app design, and all associated intellectual property are owned by Round To It Dev. You are granted a limited, personal, non-exclusive, non-transferable, revocable licence to use the Service for your own personal, non-commercial purposes.
You retain full ownership of any data you input into the Service (your transactions, categories, notes, etc.). We claim no ownership over your personal financial data.
Nothing in these Terms transfers any intellectual property rights to you except the limited licence described above.
10. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that:
- The Service will be uninterrupted, error-free, or secure
- Any errors or defects in the Service will be corrected
- The Service will meet your specific requirements
11. Limitation of Liability
To the maximum extent permitted by applicable law, Round To It Dev shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service.
12. Termination
You may stop using the Service and delete your account at any time via Settings → Account → Delete Account in the app. Deleting your account will permanently remove your cloud account data as described in our Privacy Policy.
We reserve the right to suspend or terminate your account if you violate these Terms, with or without notice. Upon termination, your licence to use the Service ends immediately.
Termination does not affect any data stored locally on your device — your local transactions, categories, and settings are unaffected by account deletion.
13. Changes to These Terms
We may update these Terms from time to time. When we do, we will:
- Update the "Last Updated" date at the top of this document
- Post the revised Terms at this URL
Continued use of the Service after the effective date of updated Terms constitutes your acceptance of the new Terms. If you do not agree to the updated Terms, you may delete your account and discontinue use of the Service.
14. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the applicable federal laws of Canada, without regard to conflict of law principles.
Any dispute arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.
Nothing in these Terms limits any rights you may have under applicable consumer protection legislation in your jurisdiction.
15. Contact
If you have any questions about these Terms, please contact:
Round To It
hello@roundtoit.app
These Terms of Service were drafted to comply with Ontario consumer protection law and Canada's Anti-Spam Legislation (CASL). This document is intended as a working draft and should be reviewed by a qualified lawyer before public release.